Cost of a Gym Membership

When considering a gym membership, there are some considerations outside the monthly membership fee which can impact what he real cost will be.  Below are some things to consider.

Monthly Membership

I occasionally hear people comment that gym memberships are too expensive.  Often times, they are looking at the monthly fee only, and not the total cost of a membership. Other gyms often have other  “hidden” fees and terms which change the true cost of your membership.

Activation Fees

Activation fees are sometimes referred to as an Initiation Fee, Inception Fee or Setup Fee. These fees are typically a one-time fee charged when the account is created. This fee is not a recurring fee, and will not be charged again during your continuous membership.

Annual Fees

We do not charge an annual fee on top of our membership.  Many gyms have started implementing Annual Fees. These are fees you pay over and above your monthly membership fee. They are charged annually and are often unavoidable as the gym may require it at the time you sign up, or they will lock you into a contract which extends through a fee billing period. These fees can be $50 or more, so that raises your monthly fee another $4.17 per month.

Minimum Contracts

We don’t have a minimum contract term on our auto-renewing memberships so people can cancel any time with a 30 day notice.

Many other gyms, particularly the “cheap priced” gyms require a contract to obtain their lowest pricing.  That means to get say, a $19 per month contract, you will sign a 12 month contract which is $228 per year (plus the annual fee of lets say $40).  That still seems like a good deal, right?  What happens if you move and only needed the membership for 6 months, or if you become injured after 2 months and can’t utilize the membership or maybe you have found that you don’t like that gym anymore?

Now let’s talk about collection.  These low-priced gyms are in the business of collecting money, and if you break the contract, you will still be held accountable for the outstanding balance and they will take you to collection and potentially damage your credit.  It would be smart for you to review the Better Business Bureau  or and see what kind of complaints these gyms may have had against them so you can decide if they are truly the deal you are expecting.

We keep our programs pretty simple.  Once you sign up for our auto-pay contract, you will never have more than one month more to pay.  That’s it.  You tell us that you want to cancel (there is a 30 day cancellation policy) so you will have one more billing and you’re done.  It’s that easy.


We often forget that we are willing to pay $50 or more for a two hour movie, or we will pay $2.50 for a cup of coffee ($50/month).  Then there’s cable TV which averages $50-60 per month or a night out for $100.  I wouldn’t suggest that you not do any of these things, however when you are considering spending $40 a month for a membership to make you healthier, improve mental clarity, provide you with more physical independence and be in a safe environment, it seems like a pretty good deal.


Many insurance companies and employers provide a reimbursement for gym memberships.  So check with your Human Resource department and see if they offer some kind of reimbursement for your membership and personal training.

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On-Track Training Program

On-Track Training and Membership Program

Years ago, I had a personal trainer.  I saw him three times a week and being accountable to my appointments with him, I was diligent about getting to the gym.  I saw him for two years and decided to stop the personal training with the intent to continue my progress on my own.  

What ended up happening is that I remembered some of the routine, but I didn’t remember all of it.  In addition, I wasn’t confident about what the weight or even the seat settings were.  My trainer kept track of all my records but I had not, I didn’t think I needed them.  After all, I had gone to train with him for two years!

One other challenge I experienced was that I felt awkward using the equipment and fumbling around for the settings.  This experience was somewhat short lived, but as I progressed, I wasn’t sure when I should increase my weights or by how much.  I was quite clueless.  This was when I realized that I used this skilled trainer as someone to just keep me accountable.  I began to realize that I would have been better served to utilize his skill, but put the accountability on me.   Ultimately, I stopped working out. 

When I restarted my training routine in 2016, I had my trainer provide me with a written workout routine.  With my written workout, I returned to the gym armed with my plan!  This worked really well for me as it encouraged me to figure things out on my own a little bit, but I wasn’t left without a resource.  It wasn’t long after that I was having the same problems of not knowing when to increase the weights or what to substitute if a machine was busy.  So I made another appointment with my trainer to get my plan updated.

Trainers are educated to provide you safe and effective training and that skill comes at a cost, which honestly is a lot for most people to sustain.  It is because of this experience I created the On-Track Training and Membership package.  This package is designed to provide you with 6 hours of training in the first month so the trainer can learn about you, your objectives and arm you with the techniques and a routine to help you achieve your goal, safely and effectively.  This time is also to help familiarize you with the gym and the available equipment.  Then, it is up to you to put what you are learning into practice.

Each month thereafter, you will have an hour to meet with your trainer to address your questions, change your routine or get whatever guidance will help you progress towards your goal.  

It is my intent with this plan that you will be able to utilize the trainers skill-set in the most effective and efficient manner so you can have objective driven workouts without the expense of a trainer at every visit.

Contact us to learn more!